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7 Smart Benefits of Loan Against Insurance Policy

Loan against life insurance policy infographic showing benefits and risks

A loan against an insurance policy is a financial product through which the policyholder gets money on account of pledging his life insurance policy. Rather than surrender value or high-interest personal loans, quick funds are made available while the cover continues, and all benefits under the insurance coverage are intact. A loan against a life … Read more

Penny Stocks in India: Balancing Big Dreams with Big Risks

In the widespread international practice of making an investment, penny stocks in India provide a thrilling mix of hope and risk. These low-cost stocks often come from emerging or lesser-known companies and are priced attractively for small traders. With the capability to deliver multibagger returns, they ignite goals of overnight fulfillment. But in the back … Read more

Credit Score in India: Everything You Should Know

What Is a Credit Score? A credit score is a 3-digit number, generally ranging from 300 to 900, that represents your creditworthiness. Credit scores in India are calculated by credit bureaus such as CIBIL (TransUnion) and companies like Experian, Equifax and CRIF High Mark, among others, based on your credit history. The better your score, … Read more

Car Loan vs. Bike Loan: Which One Is Better?

Many people who need to move around think about purchasing a car or buying a bike. But should you finance a bike or get a car loan instead? There’s no one-size-fits-all answer! If you can easily afford to get either a car or bike loan without emptying your personal savings, you can save by paying … Read more